Savings : Tips to extend your Budget

Salam and Aloha Friends.

Last week, i had a lunch with a friend (my colleague to be exact). She ate something that she bought for lunch, while i was happily munching my own home-cooked meals. Then, she went on saying (sighing) how she spend a lot of money from buying food instead of cooking. Then i asked " Why dont you cook?". She looked at me, and replied " I dont have time. I am just busy, and by the time i get home, i am already too tired.."
"Ahhh..." i said, and i happily continued eating my food.

My lunch box and counting my depleted money. Aha

Most people seems dont get the idea that in order to save money, you need to change your living lifestyles. People are so afraid thinking that changing will make them miserable or uncomfortable. The truth is, you still can be happy. You dont have to completely change your lifestyle. Best is to do it gradually. Later, pick them up as you go along until you are comfortable with it.

Here are few things that i have done in order to save money.

1. I cook, because buying food is no longer an option. It puts a strain on my wallet.

2. Less trips to Starbuck Coffee. Aha, i just drink the local "Kopi Hang Tuah" and it doesnt hurt my pride. I am still the same Mr.RestNrilekS. Ahaha.

3. I dont often go to cinema nowadays unless for social reasons. I dont have the urge to watch every new blockbuster movies coming out. I just wait until movies are out for renting. I feel much better watching in my home sipping hot coffee whoaho!!. Great things is, for the price of one movie ticket, i can get 3 rented movies. Yess!!!

4. Go to work early to avoid that morning traffic jam. Save you time, gas and your well-being. Walk instead of taking your cars or bikes. I used to take my bike for a 5-7 minute walk to a nearby shop - now, i get the benefit of walking and i enjoy my mini walking moment.

5. Do research before buying or subscribing something. See what on sales are and when the offers are. For instance, i have many friends who complain after subscribing internet services. Unfortunately, they are already on a year contract (at least). Such headaches can be avoided if people just do some simple research comparing promotions, discounts and coupons offered among telco and ISP providers. Hey Uverse is offering a great deal too.

6. Do not go shopping on empty stomach. Trust me on this : ) And owh, use coupons for that extra savings, especially when buying groceries or cooking utensils. Big hyper markets always have coupons too. I ve got my eyes on Cooking.com coupons for my next cooking ware purchase. Now, if you have to shop online, check out Target for some great deals and promotions too.

7. Most important is to have a monthly budget. Jot down everything you spend to the last cent (this is nothing new). Plan where you ll be shopping for this month. Consider savings as a lifestyle, if you want to save money.

To some people, i may look like being stingy. No, i am not. I am just being frugal. I am not rich and money is so hard to come by these days. I still enjoy good things in life. Great thing is, since you dont experience them often, you will appreciate the moment you experience good things in life.

And i still believe that, simple things are often life best pleasures :)

Now... now, where is that promotions on Nokia N900.. ahaks

Happy Blogging and have a great day everyday ya .

Till next time.

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